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<rss version="2.0"><channel><title>Deliver Funding blog</title><link>https://deliverfunding.com/blog/</link><description>Funding and cash-flow guidance for small businesses</description><item><title>Farm and Ag Business Cash Flow After Harvest: Costs Are Up 4.5% in 2026. Here's How to Plan</title><link>https://deliverfunding.com/blog/farm-ag-business-cash-flow-after-harvest</link><guid>https://deliverfunding.com/blog/farm-ag-business-cash-flow-after-harvest</guid><pubDate>Sun, 01 Nov 2026 12:00:00 GMT</pubDate><description>USDA projects farm production expenses of $492.8 billion in 2026, up 4.5%, with fuel up 28.8% and fertilizer up 15.3%. A practical post-harvest cash flow plan for farms and ag businesses, plus when working capital fits and when it doesn't.</description></item><item><title>Two Months Left in 2026: A Year-End Cash Flow Checklist for Business Owners</title><link>https://deliverfunding.com/blog/year-end-cash-flow-checklist-2026</link><guid>https://deliverfunding.com/blog/year-end-cash-flow-checklist-2026</guid><pubDate>Sat, 31 Oct 2026 12:00:00 GMT</pubDate><description>62% of small business owners expect to seek financing before year-end. Here's a practical November–January cash flow checklist: a 13-week forecast, Section 179 timing, tax dates, receivables, a January reserve, and when outside funding fits.</description></item><item><title>Holiday Sales Are Forecast to Top $1 Trillion. Will Your Cash Flow Keep Up?</title><link>https://deliverfunding.com/blog/holiday-sales-forecast-small-retailer-cash-flow</link><guid>https://deliverfunding.com/blog/holiday-sales-forecast-small-retailer-cash-flow</guid><pubDate>Fri, 30 Oct 2026 12:00:00 GMT</pubDate><description>NRF expects 2026 holiday sales to grow 4.2% to $1.013 trillion, and shoppers plan to send a record $118 billion to small businesses. Here's how independent retailers can plan cash flow from the inventory buy in October through the slow weeks of January.</description></item><item><title>64% of Owners Cut or Skipped Their Own Pay This Year. How to Pay Yourself Again</title><link>https://deliverfunding.com/blog/owners-skipping-their-own-paycheck</link><guid>https://deliverfunding.com/blog/owners-skipping-their-own-paycheck</guid><pubDate>Thu, 29 Oct 2026 12:00:00 GMT</pubDate><description>Nearly two in three small business owners reduced or skipped their own pay in the past year to keep the doors open. What the October 2026 surveys show, why owner pay is the first thing cut, and a practical plan to put yourself back on payroll.</description></item><item><title>78% of Owners Hit a Surprise Cash Crunch This Year. How to Plan for the Next One</title><link>https://deliverfunding.com/blog/unexpected-cash-flow-gaps</link><guid>https://deliverfunding.com/blog/unexpected-cash-flow-gaps</guid><pubDate>Wed, 28 Oct 2026 12:00:00 GMT</pubDate><description>Most small businesses faced at least one unexpected cash flow problem in the past year, and many lacked reserves to cover it. What the October 2026 surveys show, how to build a cash gap plan, and when outside working capital fits.</description></item><item><title>92% of Subcontractors Floated Payroll Last Year. How to Stop Financing the Job Yourself</title><link>https://deliverfunding.com/blog/contractor-payroll-cash-gap</link><guid>https://deliverfunding.com/blog/contractor-payroll-cash-gap</guid><pubDate>Tue, 27 Oct 2026 12:00:00 GMT</pubDate><description>Subcontractors wait an average of 51 days to get paid while payroll comes every Friday and material costs keep rising. What the 2026 data shows, how to close the gap, and when working capital makes sense.</description></item><item><title>Restaurant Revenue Is Down 15%. Here's How Owners Are Keeping Cash Flowing</title><link>https://deliverfunding.com/blog/restaurant-cash-flow-2026</link><guid>https://deliverfunding.com/blog/restaurant-cash-flow-2026</guid><pubDate>Mon, 26 Oct 2026 12:00:00 GMT</pubDate><description>Small restaurants and hospitality businesses have lost about 15% of monthly revenue since April 2025. What is driving the squeeze, the cash-flow moves that help, and when working capital makes sense.</description></item></channel></rss>
