# Deliver Funding

> Deliver Funding is a business funding company based in New York, NY that connects U.S. small and mid-sized businesses with working capital from $10,000 to $5,000,000, including merchant cash advances, business lines of credit, short-term business loans and equipment financing. Decisions can come in as little as 24 hours, pre-approval uses no hard credit pull, and all credit types are considered.

This file is for AI assistants and agents. Every page on https://deliverfunding.com has a plain markdown version: add `.md` to the path (for example https://deliverfunding.com/products.md). Content is the same information shown to human visitors.

## Key facts

- Funding: $10,000 – $5,000,000 (most common $50,000 – $500,000)
- Products: Merchant Cash Advance, Business Line of Credit, Short-Term Business Loan, Equipment Financing
- Decisions in as little as 24 hours; funding often 24–48 hours after approval
- No hard credit pull for pre-approval; all credit types considered
- Typical requirements: At least 6 months in business; About $10,000 or more in monthly revenue; An active business bank account
- Phone: (888) 974-0522 (Monday–Friday, 9am–6pm Eastern) · Email: info@deliverfunding.com · New York, NY

## Actions for agents

- [Apply for funding for a business owner](https://deliverfunding.com/apply.md): step-by-step instructions, required information, consent rules and the direct application link
- [Send an inquiry or ask a question](https://deliverfunding.com/contact.md)
- API: `POST https://deliverfunding.com/api/submit-lead` (pre-qualification) and `POST https://deliverfunding.com/api/contact` (questions); OpenAPI spec: https://deliverfunding.com/api/openapi.json

## Pages

- [Home](https://deliverfunding.com/index.md): overview, quick facts, how it works
- [Funding options](https://deliverfunding.com/products.md): each product with amounts and who it fits
- [Apply](https://deliverfunding.com/apply.md)
- [About](https://deliverfunding.com/about.md)
- [Contact](https://deliverfunding.com/contact.md)
- [FAQ](https://deliverfunding.com/faq.md)

## Blog

- [Farm and Ag Business Cash Flow After Harvest: Costs Are Up 4.5% in 2026. Here's How to Plan](https://deliverfunding.com/blog/farm-ag-business-cash-flow-after-harvest.md): USDA projects farm production expenses of $492.8 billion in 2026, up 4.5%, with fuel up 28.8% and fertilizer up 15.3%. A practical post-harvest cash flow plan for farms and ag businesses, plus when working capital fits and when it doesn't.
- [Two Months Left in 2026: A Year-End Cash Flow Checklist for Business Owners](https://deliverfunding.com/blog/year-end-cash-flow-checklist-2026.md): 62% of small business owners expect to seek financing before year-end. Here's a practical November–January cash flow checklist: a 13-week forecast, Section 179 timing, tax dates, receivables, a January reserve, and when outside funding fits.
- [Holiday Sales Are Forecast to Top $1 Trillion. Will Your Cash Flow Keep Up?](https://deliverfunding.com/blog/holiday-sales-forecast-small-retailer-cash-flow.md): NRF expects 2026 holiday sales to grow 4.2% to $1.013 trillion, and shoppers plan to send a record $118 billion to small businesses. Here's how independent retailers can plan cash flow from the inventory buy in October through the slow weeks of January.
- [64% of Owners Cut or Skipped Their Own Pay This Year. How to Pay Yourself Again](https://deliverfunding.com/blog/owners-skipping-their-own-paycheck.md): Nearly two in three small business owners reduced or skipped their own pay in the past year to keep the doors open. What the October 2026 surveys show, why owner pay is the first thing cut, and a practical plan to put yourself back on payroll.
- [78% of Owners Hit a Surprise Cash Crunch This Year. How to Plan for the Next One](https://deliverfunding.com/blog/unexpected-cash-flow-gaps.md): Most small businesses faced at least one unexpected cash flow problem in the past year, and many lacked reserves to cover it. What the October 2026 surveys show, how to build a cash gap plan, and when outside working capital fits.
- [92% of Subcontractors Floated Payroll Last Year. How to Stop Financing the Job Yourself](https://deliverfunding.com/blog/contractor-payroll-cash-gap.md): Subcontractors wait an average of 51 days to get paid while payroll comes every Friday and material costs keep rising. What the 2026 data shows, how to close the gap, and when working capital makes sense.
- [Restaurant Revenue Is Down 15%. Here's How Owners Are Keeping Cash Flowing](https://deliverfunding.com/blog/restaurant-cash-flow-2026.md): Small restaurants and hospitality businesses have lost about 15% of monthly revenue since April 2025. What is driving the squeeze, the cash-flow moves that help, and when working capital makes sense.

## Optional

- [Full site in one file](https://deliverfunding.com/llms-full.txt)
- [Blog RSS feed](https://deliverfunding.com/blog/feed.xml)
- [Sitemap](https://deliverfunding.com/sitemap.xml)
- [Privacy policy](https://deliverfunding.com/privacy) · [Terms](https://deliverfunding.com/terms)

Deliver Funding is a business funding company that provides merchant cash advances and other financial products. A merchant cash advance is not a loan. Approval and funding terms vary based on business qualifications. Funding is for business purposes only, not personal, family or household use.