- Agriculture
USDA projects farm production expenses of $492.8 billion in 2026, up 4.5%, with fuel up 28.8% and fertilizer up 15.3%. A practical post-harvest cash flow plan for farms and ag businesses, plus when working capital fits and when it doesn't.
November 1, 2026 · Read
- All industries
62% of small business owners expect to seek financing before year-end. Here's a practical November–January cash flow checklist: a 13-week forecast, Section 179 timing, tax dates, receivables, a January reserve, and when outside funding fits.
October 31, 2026 · Read
- Retail
NRF expects 2026 holiday sales to grow 4.2% to $1.013 trillion, and shoppers plan to send a record $118 billion to small businesses. Here's how independent retailers can plan cash flow from the inventory buy in October through the slow weeks of January.
October 30, 2026 · Read
- All Industries
Nearly two in three small business owners reduced or skipped their own pay in the past year to keep the doors open. What the October 2026 surveys show, why owner pay is the first thing cut, and a practical plan to put yourself back on payroll.
October 29, 2026 · Read
- All Industries
Most small businesses faced at least one unexpected cash flow problem in the past year, and many lacked reserves to cover it. What the October 2026 surveys show, how to build a cash gap plan, and when outside working capital fits.
October 28, 2026 · Read
- Construction & Trades
Subcontractors wait an average of 51 days to get paid while payroll comes every Friday and material costs keep rising. What the 2026 data shows, how to close the gap, and when working capital makes sense.
October 27, 2026 · Read
- Restaurants & Food Service
Small restaurants and hospitality businesses have lost about 15% of monthly revenue since April 2025. What is driving the squeeze, the cash-flow moves that help, and when working capital makes sense.
October 26, 2026 · Read
